Alabama Property and Casualty Practice Exam

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Study for the Alabama Property and Casualty Test. Explore flashcards and multiple choice questions, each accompanied by hints and explanations. Prepare effectively for your exam!

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Which of the following would NOT be covered under a Commercial Crime Policy?

Theft
Forgery
Vandalism
Computer Fraud

The correct answer is: Vandalism

In a Commercial Crime Policy, coverage is specifically designed to protect businesses from various types of financial losses due to dishonest acts. Theft, forgery, and computer fraud fall within the scope of such policies as they relate to financial crimes or criminal activities that could lead to direct monetary loss for the business. Vandalism, on the other hand, typically involves the deliberate destruction or defacement of property and is generally covered under a property insurance policy rather than a crime policy. It does not involve the dishonest appropriation of property or funds, which is the focus of a Commercial Crime Policy. As a result, vandalism is excluded from coverage under this type of policy, making it the correct response to the question.