Alabama Property and Casualty Practice Exam

Which of the following is NOT considered negligence?

1. Ignorance

2. Inaction

3. Carelessness

4. Intentional Act

The correct answer is: Intentional Act

The correct answer is that an intentional act is not considered negligence because negligence involves a failure to act with the care that a reasonably prudent person would exercise in similar circumstances. Negligence revolves around unintentional wrongs that lead to harm or damage, such as carelessness, inaction, or ignorance of laws or regulations that one should know. In contrast, an intentional act is a deliberate choice to engage in conduct that leads to harm. This means the person had the intent to do something harmful or wrongful, which is fundamentally different from negligence, where harm results from a lack of intention or oversight. Therefore, because intentional acts involve conscious decisions and a clear intent to cause an outcome, they fall outside the definition of negligence.