Alabama Property and Casualty Practice Exam

Where can you find the covered autos in a Business Auto Coverage Form?

1. Declarations Page

2. Policy Summary

3. Endorsement Section

4. Exclusion List

The correct answer is: Declarations Page

The covered autos in a Business Auto Coverage Form are listed on the Declarations Page. This page serves as an overview of the insurance policy and provides essential information about the coverage. It specifies the types of vehicles that are insured under the policy, defining them as covered autos. The Declarations Page is crucial because it clearly outlines the scope of coverage, including the number of vehicles, their classification, and any specific endorsements that may apply to those vehicles. The Policy Summary typically provides a high-level overview of the policy but does not go into the specifics of the vehicles covered. The Endorsement Section may include additional coverages or modify existing terms but does not list the covered autos explicitly. The Exclusion List details what is not covered under the policy, which helps in understanding the limitations of the coverage but does not provide information on the covered vehicles themselves. Thus, the Declarations Page is the authoritative source for identifying the covered autos in the Business Auto Coverage Form.